A Peaceful Expat Life in Ecuador
Requires insurance that you know you can rely on.
Our clients speak for us.
Health Insurance
The needs for expats living in Ecuador are not at all the same, especially when it comes to health insurance.
We partnered with a select group of insurance companies who have provided, in some cases, excusive health insurance plans with terms and exceptions that we have requested that meet your needs.
How do we know your needs? We conducted a survey when we started our broker asking expats about their needs, budgets, acceptable deductibles and overall terms. After working for almost a year with our partner insurance companies, we have health insurance plans that we are confident will cover your needs.
Click here to see our plans and pricing
Auto Insurance
Auto insurance refers to policies that offer financial assistance in the event of accidents involving your car or motorcycle.
Auto insurance is not required by Ecuadorian law, but that does not mean you do not need it.
Ecuadorian auto insurance, by default, includes liability, collision, and comprehensive coverage.
Click here to plans and pricing.
Travel Insurance
If you are the travelling kind, you must not forget to learn more about travel insurance plans.
Such policies ensure the financial safety of a traveler during a trip. This kind of insurance is a short term plan and tends to cover loss of baggage, travel documents, canceled flights and accidents related to your health and well being.
Click here for a list of full benifits included in our Travel Insurance plans.
Home Owners Insurance
Any building or immovable structure can be insured through property insurance plans. This can be either your residence or commercial space. If any damage befalls on your property, you can claim financial assistance from the insurance provider.
Home Owners insurance can include coverage of your personal property contained inside the property.
Click here for more details about Home Owners Insurance.
In the US, renters insurance is becoming more and more required by landlords. This is not the case in Ecuador. That said, protecting your belongings inside a rented house or apartment is never a bad idea. Generally, you will not be able to take legal action against your landlord if your belongings are destroyed due to a fire or stolen in a burglary.
Having renters insurance is an excellent way to protect your belongings without requiring you to insurance the apartment or house as well.
Interested in Renters Insurance? Click here.

The following contact information is available to facilitate contacting us. Still, to allow us to provide you with the best customer support, please use the contact form on the contact page (click here).
- 099-520-6384 (within Ecuador)
- (+593) 995-206-384 (outside Ecuador)
- info@cuencaexpathealthinsurance.com
Our Team is Your Team

Left to right: Alex Calderon, Daniela Cordero, Monica Mena, Ramiro Crespo
Cuenca Expat Insurance started in 2019 only providing health insurance. In 2021 we expanded our team so that we could also offer our clients insurance in other areas, such as travel, motor, proptery and more.
Ramiro and Daniela are the founders of what started as a project and in 2020 brought on Alex and Monica to join what is no longer a project, but a full out insurance broker that serves and is trusted by over 91 expat clients.
Our partners






