Health Insurance Plans That Are Right For You
All our BMI plans include travel (up to $50K) and dental insurance (network upplies).
We offer three levels of coverage.
* The below pricing is using an example estimate for one 65 year old male. Contact us for a free quote.
Short Term Health Insurance
Ideal for acquiring your Visa/Cedula
$80/month
- Special, limited plan in order for you to acquire your visa/cedula.
- After acquiring your visa/cedula, you can transfer to a public or private plan with higher coverage and more benifits.
- Up to $8,000 coverage per patient
- $80 deductible
- No age limit
- Covid coverage up to $4,000
Short Term Health Insurance
Ideal for who keeps MEDICARE
$125/month
- $100 annual deductible
- Enhanced coverage for pre-existing conditions starting from month 13: Up to USD 700
- Submit claims without the need for a form. (Less paperwork)
- Up to $35,000 coverage per event
- No age limit
- Coverage: 90% In-Network, 70% Out-of-Network
Major Medical Health Insurance
High deductibles, low premiums, full coverage
$98/month
- Ideal for clients who live all or most of the time in Ecuador.
- Up to $500,000 coverage per event
- $5,000 deductible (available deductibles as high as $20,000)
- No co-pay
- Open network of doctors and hospitals within Ecuador.
- No age limit
- Includes travel insurance for medical urgencies and accidents.
Intermediate Expense Health Insurance
Low deductibles, average premiums, high coverage.
$140/month
- Ideal for clients who live all or most of the time in Ecuador.
- Up to $150.000 coverage per event
- $2,000 deductibe (available deductibles as low as $150)
- 80/20 co-pay
- $1,600 Copayment limit per contract hear per holder and/or dependent.
- Open network of doctors and hospitals within Ecuador
- Network of doctors and hospitals in Ecuador and Colombia.
- No age limit